by Cristina Conea | Nov 5, 2023 | Contribution, Gretel, Income, Investment, Pension
Could you have money sitting in lost or forgotten accounts? The cost-of-living crisis is hitting many of us hard, no matter how well off we might be. But there are many people who have money sitting in lost bank or building society accounts, pensions or investments...
by Cristina Conea | Jun 5, 2023 | Benefits, Contribution, Income, Tax
Salary sacrifice is something you may have come across before but not fully understood. After all, why would anyone want to voluntarily give up some of their salary? The reality is that, in some instances, using salary sacrifice to get alternative benefits can reduce...
by Cristina Conea | Oct 2, 2022 | Contribution, Pension, Tax
The changes to income tax rates are going to benefit all taxpayers from April next year as they get to keep more of the money they have earned. But one knock-on effect is that the amount of tax relief you can get on your pension will be reduced for both 20% and 45%...